- .01Dollars in
- .02Held 1:1 in USDC
- .03Pay suppliers & staff
- .04Card
01 — The wallet
Your money, always yours.
Held 1:1 in USDC. No loans, no credit lines, no interest. You move it when you need it.
SPENDING · NOT PARKING
Built to pay
A wallet is for spending — suppliers, staff, stock. A Kagaz card is coming to sit on top of it.
RULE → money in, money out, always yours
IDENTITY · REAL BUSINESSES
Three wallets, max
Up to three wallets per person, each tied to a different business you actually run. No wallet farms.
RULE → one person, three businesses, tops
POSTURE · NEVER A LENDER
Never a lender
No loans, no credit lines, no interest owed to us, ever. We keep your money; we don’t rent you ours.
RULE → we hold yours, we never rent ours
02 — The flow, as a journey
A wallet you can see, not decipher.
.01 / DOLLARS IN
Load the wallet
The till, the route, the front desk — dollars land in your wallet and stay yours, held one-to-one in USDC.
.02 / PAY OUT
Pay suppliers & staff
A wallet is for spending. Move money to the people who keep the shelves stocked and the doors open.
.03 / CARD · SOON
Spend from the top
A Kagaz charge card that sits on top of the wallet. Spend what you hold — never a loan, never a credit line.
03 — Who's in the wallet
Built for people like you.
RETAILERS · THE TILL
You already move our rolls.
The till fills up every night. It should land somewhere that knows your shop by name.
Your page →
DISTRIBUTORS · THE FLOAT
Keep the float where your routes are known.
You run money between everyone else. Your own float deserves a home that runs like your routes.
Your page →
HOSPITALITY · FRONT OF HOUSE
An account as considered as your paper.
You picked our napkins for a reason. The account behind the front desk should meet the same bar.
Your page →
04 — Rewards
One relationship pays twice.
Keep your dollars with Kagaz and your paper orders earn more — better tiers, better pricing, first call on new stock.
What the wallet earns you
- →Better paper tiers the longer your dollars live with Kagaz
- →Better pricing on the stock you already order
- →First call on new stock before it hits the price list
- →Paper customers go first on the waitlist
Questions, answered
Is Kagaz Wallet a bank?+
No. It's a business wallet: money in, money out, always yours. No loans, no credit lines, no interest owed to us — we keep your money, we don't rent you ours.
What is USDC?+
A digital dollar backed one-to-one by reserved assets. Every dollar in your wallet is held 1:1 in USDC, so your balance is your balance, ready to move the day you need it.
Why three wallets max?+
Up to three wallets per person, each tied to a different business you actually run. It keeps accounts honest and rewards tied to real businesses — no wallet farms.
Do I need to buy Kagaz paper?+
No, but paper customers go first on the waitlist, and keeping your dollars with Kagaz earns better paper tiers and pricing. One relationship pays twice.
Paper customers go first
Get your account.
Tell us who you are and where you sell. We’ll write when your account is ready.